Credit card safety quiz!

Are you doing a good job of safe-guarding your credit card information? Take our quiz and find out!


1) It’s safe to share your personal identification number with family members and close friends.


Do not share your PIN with anyone. Your family members and friends may misplace, misuse or lose your information. Keep personal information personal!


2) You should check your credit report once a year.


Industry Canada recommends contacting TransUnion or Equifax every 12 months to order a free copy of your credit report.


3) Credit cards that you don’t use on a regular basis should be removed from your purse or wallet and kept in a secure place.


If you don’t carry around your credit cards, there’s less chance of them being physically stolen. You’re probably also less likely to make impulsive purchases – a double bonus!


4) Crooks are too lazy to go through my garbage or recycling for my credit card statements.


Identity theft happens, and it happens a lot – losses exceeded $13 million in 2011! It can happen to you. Remember to shred any paper with your personal financial information before throwing it out.


5) It’s safer to pay by credit card than with cash when shopping online.


Never send cash when paying for items bought online. It’s harder to trace stolen cash than it is to track credit card fraud.


6) If someone steals your credit card information, there is nothing you can do.


Contact the two national credit bureaus, TransUnion or Equifax, and have a fraud alert placed on your file. Report the theft to the Canadian Anti-Fraud Centre, your credit card company, your financial institution and the local police.


7) It’s safe to use the auto-fill feature for your credit card information on your personal computer.


Common sense tells us not to use auto-fill on a public computer, such as one at the library or at school. Don’t use it on your personal computer either – it opens up the possibility for someone else using your computer to make purchases without your permission.


8) It’s wise to review your bills as they come in.


Open your credit card bills every month, and read them over to make sure the charges are accurate. Monitoring your credit card account gives you the knowledge to stop fraud quickly!


9) If prices online seem too good to be true, they probably are!


Be careful where you shop. Scammers sometimes try to entice would-be buyers with bargain prices, only to steal credit card information.


10) It’s impossible to know whether a website is secure.


Secure websites feature a lock symbol or unbroken key in the bottom right corner of a website, or “https://” at the beginning of the website address. The “s” means “secure,” and is an indication that the site is encrypted.


For more information, please contact:

Catherine Benesch

Communications/Media Program Coordinator, Canada Safety Council

(613) 739-1535 (ext. 228)